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The journey to your financial goals starts with your custom tailored financial plan because one size does not fit all.

Your tailored financial plan will be an in-depth document and will serve as your foundational roadmap for making sound financial decisions moving forward. 


  • Cash Flow/Cash Reserves - Reviews the breakdown of your current income and expense ratios and cash reserve needs

  • Debt Analysis – Reviews clients current debt load and recommends strategies for debt reduction when appropriate

  • Insurance & Risk Management – Reviews various risk potentials and insurance needs and make recommendations where appropriate

  • Financial Goals – Reviews any specific financial goal not included in the other sections of the plan

  • Taxes – In depth tax review is done on current tax situation

  • Estate Planning – Reviews any estate planning documents that have already been created and provides recommendations for any changes or if you have no estate planning completed

  • Retirement Planning – Provides recommendations on investments and income/cash flow when preparing for and entering retirement, including Social Security planning and pension planning when applicable

  • Investment Planning - Includes review and planning for mutual funds, Exchange Traded Funds (ETFs), absolute return funds, stocks, and bonds. Review any current investments client holds and makes recommendations.

  • And More...

A financial plan is only the first step of our process. After your plan is complete, we provide ongoing service annually. Working together regularly is what will help you stay on course to your financial goals.

Our ongoing service includes three meetings annually, called the Progress Meeting, and will include:

  • Portfolio Performance

  • Wealth Index

  • Goal Status

  • Action Items for Prior and Upcoming Quarter

  • Net Worth Balance Sheet (provided annually)

  • Additional tracking on an as needed basis (college funding, debt paydown, etc.)

The Progress Meeting is also where any additional questions and concerns can be addressed when life changes or events occur. No one can predict the future but meeting on a regular basis will allow us to make any course corrections along the way.

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